Monday, November 20, 2023

”Your Mortgage Or Your Life” - My Mortgage Broker, Ivan Kaye, Talks Me Off The Ledge




Hi Ivan,


Thank you for being so amazing on the podcast this week. You spoke so well and I know it’ll help so many people.


Here is a link to listen on Apple Podcasts: https://podcasts.apple.com/au/podcast/self-care-ish-divorce-dating-doing-you/id1681043804?i=1000635351642


A link to listen on Spotify: https://open.spotify.com/episode/6gGSexD31OifwrZieNiU8M?si=9205d626a08a48d5


And a link to listen on Youtube: https://youtu.be/MU-mS_QwUBM?feature=shared


Now, let’s get a mortgage! Haha. 


Meghan 


Meghan Loneragan

hello@selfcare-ish.com.au

selfcare-ish.com.au

+61427356125



Some questions 


  • do  you feel like you are laying yourself bare - with your mortgage broker ? Do you feel they are Judging you on your finances and financial position … .How do you compare with others? 
  • Mortgage broker or direct with bank?
  • How do you know which mortgage broker to chose ?
  • Interest rate rises - is this the right time to buy property
  • What property to buy - an investment property? Your own home? 



Some insights 


Getting divorced can be likened to  being an entrepreneur who is leaving a stable job - and going full time into a start up - welcome to Club  Fear - with challenges , financial issues , juggling of children,  finding a place to live …..

Your legs  turning to jelly ….


A mortgage brokers  job  is to assess where you are , what you’ve got and what you get - they are professionals - not there to judge but to help you through your journey to lend money to buy assets and help you with your finances.


You are the ceo of your own life - finance 101 - draw a  triangle - 1. Cash flow - lifestyle 2. Assets - those create income Assets -  you - take care of you , property , shares , business, super  3. Risk can happen - take care of risk - minimise the investment in you 4. Leverage opm - other People’s money - exponential returns


Mortgage brokers - why a mortgage broker - you can go to your bank and 60 other employees - get best rate, best mortgage for you , independent , choice ! Can go back to your existing bank with other


It’s all about trust - trust your banker , trust your mortgage broker . Surround yourself with people that are great at what they do and who you know like and trust